Freedom Financial Network
San Mateo, CA

The Associate Counsel—Legal & Regulatory Affairs will report to Robert Linderman, General Counsel of Freedom Financial Network, whom in turn reports to Andrew Housser, Co-Chief Executive Officer.
In addition to his leadership role within Freedom Financial Network, Bob also serves as the Vice President of the Board and Legislative Director of the American Fair Credit Council (AFCC). The AFCC is the “Protector of Consumer Rights for the Debt Settlement Industry” and is the watchdog of the debt settlement industry.  The mission of the AFCC is to promote and support industry best practices. Its principles are fairness-honesty-clarity-advocacy-legitimacy.


The Associate Counsel – Legislative & Regulatory Affairs will be responsible for becoming a subject matter expert in the statutes, regulations and policies affecting each of the Freedom companies.
In particular:


  • Freedom Debt Relief (FDR): consumer debt resolution (debt settlement) is regulated, by permissive/restrictive legislation, in the majority of the states. In addition, both the Federal Trade Commission and the Consumer Financial Protection Bureau have industry oversight authority.
  • Freedom Financial Asset Management (FFAM): FinTech, generally, and the on-line origination of consumer debt, specifically, are subject to increasing scrutiny and both actual and potential regulation at the federal and state levels. As an asset manager, FFAM is subject to regulatory oversight at the state and federal level, and as a loan servicer, FFAM may be subject to regulation in certain states.
  • as an on-line generator of home mortgage leads, Bills is subject to state licensing statutes as well as broad regulation affecting on-line advertising.


Under the direction of the General Counsel, the Associate Counsel – Legislative & Regulatory Affairs will:


  • Represent and promote Freedom’s legislative program and interests before federal, state and local governmental entities, agencies and policy makers
  • Represent and promote Freedom’s interests and positions to industry associations, public interest and community organizations
  • Provide leadership, insight and concepts in public and community relations activities; serve as liaison to internal and external stakeholders with respect to legislative, regulatory and public affairs
  • Monitor, on an ongoing basis, legislative and regulatory initiatives and advise Freedom’s business units promptly and comprehensively
  • Serve as Legislative Director of the American Fair Credit Council, the trade association representing the debt settlement industry
  • Prepare and present status reports and briefs on legislative activities, strategies and other projects to FFN’s Board of Directors and FFN’s management team
  • Respond to information requests and provide responses about FFN’s programs, policies and processes, including researching and preparing documents for presentation and publication
  • Assist in the development of long and short-term legislative and policy goals, objectives and deliverables, including budgets and projections

In addition to a JD and admission to practice in at least one jurisdiction, the minimum experience and educational requirements for an individual to receive consideration as a prospective candidate for the Associate Counsel—Legislative & Regulatory Affairs role are as follows:

  • 4-7 years of experience, at least a portion of which has been within the financial services industry.
  • Ability and willingness to travel, nationwide, approximately 25-40% of the time.
  • Knowledge of legislative and government processes, including state and federal agencies.
  • Excellent research and comprehension skills, including the ability to read, digest, analyze and summarize complex state and federal laws and regulations.
  • Excellent time management, organization and prioritization skills. Finalist candidates must be able to demonstrate exceptional written communication skills.
  • Ability to handle conflict and uncertainty when negotiating with diverse constituencies; self-confidence and good judgment are critical to success in this role.
  • Ability and willingness to forge and maintain strong working relationships with internal and external communities, particularly with the FTC, CFPB and state Attorneys General offices. Prior experience in governmental relations, including having developed existing networks and contacts in some or all of the FTC, CFPB, OCC and FDIC, would be a strong plus.
  • Ability to engage and manage state-level lobbyists and to interface with state-level press contacts.
  • High level of comfort working within the financial services industry, as well as working within a rapidly growing environment in which change is a constant.  High level of comfort for working within an organization that has been successful through a combination of both formal and informal reporting relationships.
  • A strong sense of confidence in his/her ability to make independent decisions, but willing and able to do so in an environment in which a high level of collaboration is an expected behavior characteristic.


5: Exact language for applicants on how to apply for the job:

Please apply by emailing your resume to with “Associate Counsel – Legislative and Regulatory Affairs” in the subject line.


Job Posted: September 2, 2017