Regulatory Compliance Lead

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world’s money.
For everyone, everywhere.

More about our mission and what we offer.

## Job Description

We’re looking for a Regulatory Compliance Lead to join our growing North America Regulatory Oversight Compliance team.

You’ll lead a compliance team(s) of specialists/professionals providing advice, guidance and expertise on regulatory requirements, including Regulation 9 and Regulation W. You’ll work closely with cross-functional teams and assist business units to manage their regulatory risk, helping ensure Wise remains compliant as we scale.

You’ll also help shape and evolve our second-line compliance framework, providing critical insights to product, operations, and leadership teams, and helping embed compliance into everything we do.

If you’re passionate about building programs and processes that make compliance smart, scalable, and transparent—and you’re excited to work at the intersection of tech and financial services regulation—we’d love to hear from you.

## Your Mission

As a Compliance Lead, you’ll play a pivotal role in ensuring Wise’s adherence to regulatory requirements, particularly those supporting our compliance with Regulation 9 and Regulation W. Your responsibilities will include:

### Build
Lead the development of the Wise National Trust compliance framework. You will be responsible for setting and adapting standards to support Wise National Trust’s compliance with Regulation 9 and Regulation W.

### Enable
Enable stakeholders with real-time interpretive guidance on application of relevant regulations and guidance.

### Collaborate
Collaborate with cross-functional teams across the Wise Group such as Product, Engineering, Finance, Marketing, Risk Management, Operations, Audit, and Legal to ensure alignment with compliance requirements.

### Advise
Provide effective second-line challenge and assist the business and support functions with implementing and documenting various supervisory controls and operational processes.

### Ensure
Ensure the overall program integrates with other governance programs and adheres to industry best practices and regulatory expectations.

### Defend
Confidently represent and defend Wise’s risk appetite and compliance standards during engagements with partners, regulators, and government bodies.

## About You

– 12+ years of professional experience in compliance, enterprise risk management, business process analysis, strategy and operations, consulting, and/or program management, with at least 3 years in FinTech or financial services.
– Prior experience working with federal regulators such as the CFPB, OCC, and FRB.
– Strong understanding of FRB and OCC regulations and guidance and their application across diverse businesses and products.
– Strategic leadership experience managing large-scale change projects and driving alignment across multiple functions.
– Strong stakeholder engagement and collaboration experience with operational, finance, product, and engineering teams.
– Excellent communication skills with the ability to communicate clearly and effectively to senior management, Committees, and Boards.
– Problem‑solving attitude with the ability to use regulations and data to drive business decisions.
– Experience or interest in working in a fast‑growing environment.
– Willingness to travel, as Wise offices are located across different countries.
– Legally authorized to work in the U.S.

## Some Extra Skills That Would Be Great

– J.D., Certified Regulatory Compliance Manager (CRCM), or similar qualifications.
– Experience working with international teams and understanding global regulatory environments.
– Familiarity with project management, knowledge management, and Governance, Risk, and Compliance (GRC) tools (Confluence, Jira, gSuite, Office, Slack, etc.).

## Additional Information

For everyone, everywhere. We’re people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable, and inclusive.

We’re proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute toward our mission, and able to progress in their careers.

Apply here